Cei mai mari consumatori pe internet și telefon sunt fetele de 13–15 ani. Iar de cryptomonede, tinerele de 18-20 de ani, spune un expert

Adrian Mitroi, an expert in behavioral finance, highlights that Romanian teenagers, especially girls aged 13-15, are significant consumers online, while young women aged 18-20 lead in cryptocurrency investments. He notes that Romanians experience loss more acutely than gain, with a sensitivity ratio of three to five. Despite being a nation of homeowners with high internet connectivity, Romania has low engagement in insurance and investments. Mitroi emphasizes the need for institutional support in financial products and warns against extrapolating past data into future decisions. He advocates for a shift in personal finance strategies, focusing on covering future obligations rather than seeking high returns.