bizbrasov.ro/2026/11/13/locuintele-din-romania-acc

Housing in Romania has become significantly more affordable over the past decade, with a 42.8% decrease in the price-to-income ratio from 2015 to 2025, according to Eurostat. This contrasts with a 6.8% increase in the EU average. Romania's income growth has outpaced property price increases, making homeownership easier. The country leads the EU in this decline, followed by Finland and Bulgaria. In contrast, Portugal has seen a 60.8% rise in the ratio. The decrease reflects stronger income growth due to wage increases and economic development, despite rising housing prices. However, the indicator does not fully account for inflation and mortgage financing costs.