observatornews.ro/economic/preturile-cresc-iar-eco

Rising inflation is prompting Romanians to manage their finances more carefully. Financial educator Irina Chițu suggests starting to save even small amounts, emphasizing the importance of establishing an emergency fund. She advises setting up automatic transfers to savings accounts as soon as income is received, ensuring that savings are prioritized. Chițu highlights the necessity of having a separate account for essential expenses to avoid overspending. Additionally, she recommends maintaining some cash for emergencies and suggests that an emergency fund should cover at least three months of essential expenses. Saving is likened to exercising a muscle that requires practice and consistency.