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Rising inflation forces Romanians to manage their finances more carefully. Financial educator Irina Chițu suggests starting to save, even small amounts, to build an emergency fund. She emphasizes the importance of setting aside money automatically at the beginning of the month, creating separate accounts for savings and expenses, and having cash on hand for emergencies. Chițu advises that an emergency fund should cover at least three months of essential expenses, including rent and utilities. She encourages individuals to view saving as a skill that requires practice, similar to exercising.

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