www.economica.net/dispare-cel-mai-cunoscut-credit-

Currently, only Banca Transilvania offers personal loans in euros, a product that was popular during the 2005-2009 boom. The decline in euro-denominated loans is attributed to the depreciation of the leu and rising interest rates. Borrowers with existing euro loans face significant risks due to currency fluctuations and increasing costs. The National Bank of Romania has indicated a shift towards lei loans, while the European Central Bank is expected to raise interest rates further, impacting borrowers. Inflation remains a concern, with energy prices driving increases, and the ECB is closely monitoring the situation.