observatornews.ro/economic/eurostat-378-dintre-rom

According to Eurostat, 37.8% of Romanians struggle with unexpected expenses, significantly higher than the EU average of 29.2%. Greece has the highest rate at 50.5%, while the Netherlands has the lowest at 15.3%. The percentage of people unable to manage unforeseen costs has decreased from 40% in 2012 to 29.2% in 2025. In Romania, only 0.5% reported mortgage or rent arrears, reflecting low homeownership rates. However, when considering broader arrears, 18.5% of Romanians faced difficulties, primarily due to unpaid utility bills and installment payments. This indicates that many in Romania are affected by financial insecurity, impacting their quality of life.