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Residents of apartment blocks must understand the rules regarding maintenance payments and penalties for late payments. Penalties can only be applied under specific legal conditions and must be approved in a general assembly. The maximum penalty is 0.2% per day of delay, and it cannot exceed the original debt. Additionally, debts can be prescribed after three years, but this does not mean they automatically disappear. Residents are encouraged to check their payment history and any actions taken by the homeowners' association.