adevarul.ro/economie/cat-de-solida-este-rezerva-fi

As of September 30, 2026, deposits in Romanian banks reached 690.8 billion lei, with a real annual growth of only 2.1% after inflation. Data from BNR and the Deposit Guarantee Fund indicates that households have about 84% of eligible deposits covered by the 100,000 euro limit, while companies only have 25.2% coverage, highlighting a greater vulnerability for firms with concentrated liquidity in a single bank.