economedia.ro/noua-ancheta-la-bancile-din-romania-

The President of the Competition Council, Bogdan Chirițoiu, announced an investigation into potential anti-competitive practices among banks regarding the FICO score used for credit risk assessment. Concerns arise when clients apply for loans at multiple banks, as this may negatively impact their credit score and hinder their mobility. The investigation is ongoing, with no conclusions reached yet, and it involves several banks that are members of the Credit Bureau. Unlike the ROBOR investigation, this one encompasses a broader range of banks. Chirițoiu emphasized that while suspicions of law violations could lead to fines, the suspension of a bank's license falls under the jurisdiction of the National Bank of Romania. Additionally, fines totaling around 700 million lei are expected to contribute to the state budget by year-end.