www.gandul.ro/actualitate/consiliul-concurentei-in

The Romanian Competition Council is investigating several banks regarding the FICO score calculation method, suspecting it may disadvantage borrowers seeking multiple loan offers. The investigation, distinct from the ROBOR case, could lead to sanctions if violations are confirmed. The FICO score, which assesses credit risk based on financial history, may penalize individuals who request multiple loan simulations, potentially limiting their ability to compare offers. The Council aims to ensure a competitive environment for consumers without eliminating banks from the market. The investigation follows previous inspections in 2023 and is expected to conclude in early 2027.