www.mediafax.ro/economic/bancile-din-romania-vizat

The Romanian Competition Council is investigating how banks use FICO scores for loan evaluations, suspecting it may penalize customers seeking multiple offers. This could discourage competition and better loan conditions. The investigation, distinct from the ROBOR case, may conclude by early 2027 with potential fines for banks. The FICO score, which assesses credit risk, could negatively impact those comparing offers, limiting their ability to switch banks. The Council aims to determine if the processing of customer information leads to anti-competitive effects. Previous sanctions against banks for ROBOR-related violations totaled approximately 3.73 billion lei, with ongoing legal disputes.