bizbrasov.ro/2026/11/05/creditele-dobanzile-depozi

In Romania, interest rates for new loans in lei have decreased while deposit rates have increased, benefiting both borrowers and savers. However, inflation continues to erode savings gains. The average interest rate for new lei deposits rose to 5.31% in September, while the average for loans dropped to 7.7%. Despite higher deposit rates, they remain below the inflation rate of 6.6%, leading to a real loss in purchasing power. Euro loans have become more expensive, with rates reaching 4.95%. The National Bank of Romania has kept the key interest rate at 6.5%.