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Romanian borrowers with loans linked to ROBOR may seek compensation from banks due to anti-competitive practices identified by the Competition Council. To recover funds, consumers must verify their contracts and demonstrate actual damages linked to these practices. A legal framework exists for filing claims, and a proposed law aims to facilitate recalculating certain loans. The Competition Council imposed fines totaling 3.73 billion lei on ten banks for collusion in setting ROBOR rates. Consumers must gather relevant documentation from banks to substantiate their claims, and the process may involve legal action in Bucharest courts. Even those who have paid off their loans can still claim damages if they can prove losses incurred during the loan period.

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