VIDEO Cum ne protejăm banii de inflație? Ce facem cu ratele, economiile și investițiile • Newsweek România
High inflation and interest rates are forcing Romanians to rethink their financial management. Economist Adrian Mitroi warns that risks are increasing for families with long-term loans and concentrated wealth in real estate. Many households have most of their assets tied up in a single property, which can lead to negative equity if property values decline. Mitroi advises against hastily selling homes and suggests prioritizing debt repayment. Families should diversify their investments and reduce discretionary spending during uncertain times. Job security is also a concern, as opportunities are shrinking, making it crucial to maintain current employment and develop new skills.