Vacanţe pe datorie. Românii apelează tot mai des la credite, pentru orice: diferenţe mari între judeţe

Romanians increasingly rely on personal loans for various expenses, including vacations, as the number of such loans has risen by 20%. The average loan amount is around €16,500, with significant regional differences. Bucharest has the highest average loans, while Iasi has the lowest. Despite taking multiple loans, many prioritize mortgage repayments over personal loans, leading to higher default rates on consumer credit. Financial advisors recommend keeping monthly payments below 5% of income to avoid payment delays.