USR: Creditorii IFN, obligaţi să verifice identitatea clienţilor şi să transmită situaţia finală a creditului în maximum 5 zile

USR has proposed a legislative initiative requiring non-banking financial institutions to verify customer identities and provide a final credit status within five days. The bill aims to enhance consumer protection against identity fraud and improve communication regarding credit agreements. Key measures include mandatory identity checks before remote credit contracts and ensuring consumers receive clear documentation upon contract termination. The initiative seeks to create a more transparent and secure legal framework for consumers, reducing fraud risks and disputes related to credit notifications and final statuses. It also aims to standardize treatment for consumers across different types of loans.