Tot mai mulți români se împrumută ca să trăiască. Creditele de nevoi personale au crescut cu 20%

In the first half of the year, more Romanians turned to personal loans due to high inflation affecting purchasing power. The number of loans increased by 20%, while the average loan amount rose only by 5%. This disparity indicates that many households are relying on loans to cover expenses as real incomes decline. The average loan value remains lower than inflation rates, meaning that despite nominal increases, purchasing power is not improving. Regional differences show that Bucharest residents take the largest loans, while Timiș County has the highest growth in loan amounts. Overall, the data suggests increased financial pressure on households.