Studiu: 9 din 10 români cu venituri ridicate nu au o strategie de investiții / Marile obstacole

A study by Frappe Digital for Raiffeisen Bank Romania reveals that high-income Romanians are interested in investments but lack a clear strategy. Most would invest a hypothetical €100,000 in stocks or savings accounts. The study highlights a need for financial education and structured planning, as only 10% have defined investment strategies. Key obstacles include fear of losing money and insufficient financial resources. Financial independence is the top goal, followed by protecting savings from inflation. In case of market corrections, many respondents would maintain or increase their investments rather than sell.