Sorin Scorțan, BiblioInvest: Pensiile vor acoperi cam jumătate din salariu - Economica.net

In three decades, retirees will receive a pension that is about half of their gross salary at retirement. To maintain pre-retirement spending, individuals must invest to cover the remaining 50%. Without private pension contributions, the initial pension could be as low as 39.6% of the gross salary. Increasing contributions can improve this rate significantly. Investment strategies, particularly in stocks and real estate, are crucial for long-term inflation protection. Starting investments early is essential, as delaying requires significantly higher contributions later to achieve the same retirement savings.