Schimbări majore pentru români! Noile reguli îi vizează pe cei care au credite și datele lor de identitate • Newsweek România

A new legislative proposal aims to enhance consumer protection in credit agreements by enforcing stricter identity verification and notification processes. Creditors will be required to confirm the identity of consumers before finalizing remote credit contracts. Additionally, notifications must be sent through verifiable means, ensuring consumers receive important information. Upon contract termination, creditors must provide a standardized summary of the credit details within five working days, including payment history and outstanding balances. This initiative seeks to shift the responsibility of fraud prevention onto creditors, ensuring consumers are better informed and protected.