Scandalul practicilor înșelătoare de finanțare obligă marile grupuri auto să facă provizioane pentru despăgubiri - Economica.net

The UK auto financing scandal has led major manufacturers like Volkswagen and BMW to set aside substantial funds for potential compensation. Volkswagen allocated £725 million to address costs related to deceptive financing practices, particularly concerning PCP and HP contracts. Investigations revealed that dealers had the freedom to set interest rates, often without informing customers about the negotiability of these rates. The UK's Financial Conduct Authority (FCA) has since banned such commissions and is reviewing contracts signed before January 2021, potentially leading to billions in compensation. Other manufacturers, including Stellantis and Mercedes-Benz, have also reported significant provisions for this issue, while the FCA's compensation program faces delays due to legal disputes.