Românii vor putea economisi și investi bani pentru pensie, fără impozit. Noua lege a fost publicată în Monitorul Oficial

Starting in 2027, Romanians can open special savings and investment accounts for retirement, benefiting from tax advantages. The new law allows investments in stocks, bonds, and mutual funds, with favorable tax treatment on earnings. Two account types are introduced: one allows tax-free withdrawals, while the other permits tax deductions on contributions. Withdrawals are restricted until retirement or age 65. Funds can be invested in various financial instruments, but direct investments in derivatives are generally prohibited. The law also ensures that accumulated assets can be inherited. It will take effect on January 1, 2027, pending regulatory guidelines.