Românii se împrumută tot mai mult pentru o locuință. Cu cât a crescut creditul ipotecar în ultimii 6 ani

In Romania, mortgage loans have increased significantly over the past six years, with the average loan rising from 228,000 lei in 2019 to 339,000 lei today. This represents a growth of over 110,000 lei, largely due to rising property prices. As homes become larger and located in more expensive areas, the required loan amounts also increase. Monthly payments for a 339,000 lei mortgage at a 6% interest rate can reach approximately 2,030 lei, leading to total repayments of over 730,000 lei over 30 years. Additionally, higher property prices necessitate larger down payments.