Reguli mult mai dure de la BNR pentru IFN-uri și emitenții de monedă electronică: capital social de până la 6,2 milioane de euro, interzicerea creditelor noi pentru IFN-urile sancționate - Economica.net

The BNR's draft regulation imposes stricter conditions on non-banking financial institutions (IFNs), including higher capital requirements and stricter leadership criteria. Capital thresholds are set at 200,000 euros for standard lending, 3 million euros for mortgage lending, and up to 6.2 million euros for combined activities. IFNs must also demonstrate relevant leadership experience and knowledge, with specific requirements for foreign leaders. A significant change prohibits sanctioned IFNs from issuing new loans until sanctions are lifted, although they can continue existing contracts. The regulation also updates liquidity calculations and governance standards, marking the first major update since 2017.