RCA în 12 rate lunare: firma cu cele mai mici tarife medii din țară vrea să extindă plata eșalonată a asigurării auto

Hellas Direct aims to expand the option of paying RCA insurance in 12 monthly installments, making it more accessible for drivers. This approach allows customers to spread the cost over a year instead of paying the full premium upfront. The company is targeting insurance brokers with a new commission structure to incentivize sales of this product. While the legal framework allows for installment payments, the actual implementation varies among insurers. The FlexiPay option increases the total cost by about 15%, but it offers financial relief by reducing the immediate payment burden. If successful, this strategy could shift the market towards more installment-based insurance options.