RCA 2026: Ce faci dacă prețul este prea mare? Cum obții un tarif mai ieftin pentru mașina ta • Newsweek România

Car insurance prices are rising, but drivers can obtain a capped rate if they receive excessive quotes. By following a few simple steps, one can secure a lower premium legally. If three written offers exceed the legal maximum calculated based on a reference rate and the Bonus-Malus class, consumers can request a capped price. The process is free and can be completed online, requiring the submission of specific documents. Once approved, the designated insurer must provide the policy at the reduced rate within 20 working days. It's advisable to start this process well before the current insurance expires to ensure timely processing.