Rata dobânzii la creditele ipotecare pe 30 de ani din Statele Unite a atins cel mai ridicat nivel din ultimii aproape trei ani

The average mortgage rate in the U.S. has surged to its highest level in nearly three years, complicating home purchases ahead of the elections. The fixed-rate mortgage for 30 years rose by 19 basis points to 7.49%. This increase is linked to the rising yields on 10-year government bonds, which have reached a 24-year high due to inflation concerns and stronger economic data. The cost of living is a major voter concern, contributing to President Trump's low approval ratings. Mortgage applications fell by 4.2% last week, with refinancing requests dropping significantly as high rates deter potential borrowers.