PREMIERĂ Statul nu mai este fără concurență la FIDELIS și Tezaur. Metoda prin care iei de la bancă dobânzi cât cele de la titluri - Calcule concrete - Economica.net

The competition for Romanian savings is intensifying as state bond yields are matched and potentially surpassed by bank deposits. Recent calculations indicate that at least one bank offers yields comparable to state programs, with liquidity in the banking system decreasing. While state bonds are considered safe and tax-free, banks provide quicker access to funds in emergencies. The article highlights that banks often offer higher net returns after tax deductions compared to state bonds, raising questions about the state's competitive edge. The analysis includes specific calculations for various deposit terms, showing that banks generally yield better returns, especially when tax implications are considered.