Premieră. Românii vor putea lua credite garantate cu titluri de stat cum sunt cele din Fidelis. Ce clienți sunt avantajați și câți bani se pot lua? - Economica.net
The BNR's new regulation allows state bonds to be used as collateral for larger loans, benefiting private banking clients. This change enables investors to leverage their bond holdings for liquidity without selling them. The regulation sets a maximum loan limit of 80% of the bond's market value, with additional conditions to prevent over-indebtedness. The move could enhance the attractiveness of state bonds like Fidelis, potentially increasing market liquidity and creating a new financing channel for banks. However, not all bonds are eligible, and banks will establish their own lending criteria.