Premieră. Au apărut polițele care te despăgubesc în caz de război sau atac cu drone. Cum se calculează? • Newsweek România

A Romanian insurance company has introduced a new policy covering damages from war and drone attacks, marking a first in the market. This optional coverage includes compensation for damages caused by falling drones and military debris. The move addresses public concerns amid rising tensions and drone incidents in the region. Actuaries calculate risks using complex models, considering factors like risk mitigation and reinsurance. They set strict limits on payouts to ensure sustainability, while also transferring some risks to international reinsurers. This strategic approach allows insurers to attract new clients while managing potential financial impacts effectively.