Plățile instant durează zece secunde. Când o instituție îi datorează bani românului, ceasul se măsoară în zile

The article discusses the disparity between instant payments and the lengthy processes for refunds in Romania, highlighting the differences in processing times and regulations. Instant payments can be completed in seconds, while refunds can take weeks due to legal and institutional delays. The RoPay 2.0 system aims to streamline payments, but the legal frameworks still impose longer waiting periods. The article emphasizes the need for transparency in expected wait times for refunds, contrasting the quick nature of deposits with the slow processing of withdrawals. Upcoming European regulations may further influence these timelines.