Peste 30% dintre români nu au bani dacă apare vreo urgenţă

Over 30% of Romanians struggle to save money for emergencies, with many unable to afford unexpected expenses. A significant portion of the workforce earns low salaries, making it difficult to set aside funds. Experts suggest that a proper emergency fund should cover at least three months of expenses, but many lack the discipline to save. Additionally, a large number of respondents have outstanding loans, often leading to financial strain. Understanding the differences between banking products is crucial to avoid high-interest debts from non-banking institutions.