Pensia după 35 de ani de muncă versus 45 de ani. Exemple pentru salarii de 4.000 și 7.000 de lei

Many employees in Romania delay retirement without knowing the financial benefits of additional work years. The pension calculation for 2026 will be based on total career points multiplied by a fixed reference point value. The new law eliminates the previous division by the full contribution period, emphasizing the importance of long contribution periods. For instance, working 45 years can significantly increase the pension compared to 35 years, with examples showing substantial monthly pension increases based on different salary levels. The bonus system for longer contributions further incentivizes extending work life.