(P) Top conturi bancare pe care le poți deschide 100% online în România

In Romania, four notable options for fully online accounts in 2026 are BCR George, ING Home’Bank, Revolut, and Salt Bank. The best choice depends on actual costs after onboarding, including administration fees, transfers, and withdrawal limits. BCR George offers a comprehensive local banking experience with a digital account setup, while ING Home’Bank is suitable for those with a recurring income. Revolut and Salt Bank focus on a zero-fee digital model. It's essential to compare costs and conditions for free services across providers. Each bank has specific requirements for fee waivers, and users should verify current terms on official websites before making a decision.