(P) Ce înseamnă cu adevărat „rate fără dobândă” și ce condiții trebuie să respecți

Interest-free installments mean no interest is charged on eligible purchases if repayments are made on time. However, there may be annual fees or interest if payments are missed. BCR's credit card allows interest-free purchases starting from 600 lei, with the number of installments depending on the transaction amount. The monthly statement shows the new balance and minimum payment due. Paying only the minimum can incur interest on unpaid amounts. BCR's rules specify installment options based on purchase amounts, and users should monitor their statements to avoid penalties. Other banks offer similar products, but terms and conditions vary, so it's essential to check current offers directly.