OFICIAL. Românii pot să economisească pentru pensie prin investiții pe bursă și să-și controleze singuri banii, pe modelul sistemului american 401(k). Nicușor Dan a promulgat legea

President Nicușor Dan has enacted a law allowing Romanians to save for retirement through investment accounts similar to the U.S. 401(k) system. The law, adopted in September, establishes Savings and Investment Accounts (CEI) for individuals to manage their retirement funds. These accounts offer tax incentives, allowing contributions to be either tax-deductible or tax-free upon withdrawal, while investment gains are exempt from taxes. Individuals can open accounts with regulated financial service companies and choose how to invest their money. The initiative aims to provide more financial tools for retirement savings amid increasing pressure on the public pension system.