NouI IRCC a fost publicat oficial de BNR: 5,74%, în creștere ușoară - Economica.net

The IRCC for Q2, effective from October 1, is set at 5.57%, marking a slight increase. This change is not expected to impact mortgage rates significantly. The upcoming adjustment by BNR on September 30, 2026, is too minor to affect credit costs. Despite this being the first increase this year, it is unlikely to signal a trend, especially as the ROBOR rates have remained stable. The market's future activity may depend on S&P's decision on October 2, which could influence interest rates in 2027. The IRCC is calculated quarterly based on daily averages from the previous quarter, serving as a benchmark for consumer loans.