Noi reguli: Ce amenzi riscă cei fără asigurare obligatorie la locuință? Cum se modifică impozitul pe locuință? • Newsweek România

New regulations in Romania impose significant fines for homeowners without mandatory insurance (PAD) and introduce changes to property tax calculations. Local authorities are intensifying checks, leaving many citizens vulnerable to penalties due to unclear legislation. The PAD policy covers basic risks like earthquakes and floods, but many confuse it with comprehensive coverage. Fines for non-compliance range from 100 to 500 lei, enforced by mayors and authorized personnel. Recent adjustments to property tax assessments will affect owners with multiple properties or larger homes, leading to higher tax rates. Additionally, lacking a PAD policy may hinder property transactions and cadastral operations. To ensure adequate protection, homeowners are advised to supplement their PAD with optional insurance for broader coverage.