Mori înainte de 74 de ani? Statul rămâne cu o parte din banii tăi de pensie - Economica.net

A young worker in Romania recovers pension contributions only at age 74, if they live that long. A study reveals negative returns on public pension contributions until then. The analysis shows that the implicit return on contributions starts at -41% for those retiring at 65 and remains negative until age 74. A second calculation considers life expectancy, showing a less negative return that turns positive around age 72. Current life expectancy data indicates that many may not reach these ages, raising concerns about the sustainability of the pension system.