Limită pentru plățile cash în UE din iulie 2027. Spania a decis să impună un plafon mult mai scăzut

The EU will implement a cash payment limit of €10,000 starting July 2027, but Spain will maintain a lower limit of €1,000 for commercial transactions. This regulation aims to mitigate risks associated with large anonymous cash transfers. While the EU's limit applies to single or cumulative cash payments exceeding €10,000, Spain's tax agency enforces stricter rules for business-related transactions. Portugal has set a cash limit of €3,000, with exceptions for non-residents. Recent recommendations from BNR suggest citizens keep cash reserves for potential crises.