Leu, euro, aur sau titluri de stat? Ce îți protejează mai bine economiile de inflație

The depreciation of the Romanian leu and rising prices have prompted citizens to seek ways to protect their savings from inflation. Over the past year, the leu has depreciated by 4.95% against the euro, while gold has appreciated by about 10% in lei. State bonds maturing in October 2027 have recently offered yields around 7.2%, exceeding the annual inflation rate of 6.61%. Euro investments have provided relative protection against leu depreciation, but real gains depend on inflation and conversion costs. State bonds can yield returns without relying solely on currency fluctuations. Gold has shown the best performance but its future remains uncertain. Central banks are increasingly buying gold to diversify reserves amid geopolitical tensions. The choice between leu and euro is complex, influenced by recent currency depreciation.