Lege nouă pentru recalcularea creditelor cu ROBOR prin aplicarea IRCC - proiect aprobat de Senat - Economica.net

The Senate has approved a bill for recalculating consumer loans linked to the ROBOR index if competition law violations are confirmed. This applies to ongoing and some past contracts, requiring banks to adjust obligations based on the IRCC index and compensate affected consumers. Credit institutions must respond to recalculation requests within specified timeframes, and penalties are established for non-compliance. The law aims to address consumer harm from distorted reference indices and ensure fair practices in lending.