Interviu VIDEO Cătălin Vasile, NN – Inundații, incendii și furtuni: cât de protejate sunt, de fapt, locuințele românilor

In Romania, only 24.9% of homes have mandatory insurance, with even fewer having optional coverage. Cătălin Vasile from NN highlights the risks homeowners face, explaining the differences between mandatory PAD insurance and optional policies. PAD covers natural disasters like earthquakes and floods, but optional insurance can address everyday risks such as plumbing issues and fires. The frequency of domestic incidents is often underestimated, with significant payouts for damages. Vasile emphasizes the importance of understanding coverage limits and risks when choosing insurance, as many homeowners overlook these aspects. He notes the rising incidence of extreme weather events affecting properties.