ING: De ce evită românii investițiile și ce îi oprește să înceapă

Nearly half of Romanians not currently investing are open to future investments, but fear of loss and lack of financial knowledge remain significant barriers. A study by ING Bank reveals that while many Romanians save money, a portion keeps it in cash rather than investing. The research indicates that about 60% manage to save, but many have less than three months' salary saved. The study also shows that 30% of Romanians invest in various financial instruments, with 17% planning to start investing within a year. Common obstacles include the belief that investing requires extensive knowledge and time. As individuals gain experience, they tend to invest more confidently and with a long-term perspective.