Guvernanța AI, de la obligație de conformitate la avantaj strategic pentru bănci - Economica.net

Artificial intelligence is increasingly integrated into banking operations, necessitating effective governance to support innovation and compliance. The rapid adoption of AI challenges traditional governance mechanisms, requiring adaptation to manage risks associated with its use. Effective AI governance involves clear responsibility definitions across business functions and IT, ensuring that AI is not treated as an isolated risk. The study indicates that while many banks have frameworks in place, only a small percentage have optimized their AI governance. Continuous monitoring and human intervention are crucial as AI systems evolve. The focus should be on balancing robust controls with the need for innovation, positioning banks to leverage AI effectively.