Explozie pe piața asigurărilor: Daunele materiale mai scumpe cu 14% împing segmentul RCA pe pierdere • Newsweek România

The Romanian insurance market grew by 15% in the first half of 2026, reaching 14.2 billion lei. However, the RCA segment faces significant losses due to rising compensation costs and inflation. Despite a slight decrease in the number of claims, the average damage paid increased by 14%, leading to a 18% rise in overall compensation costs. The total RCA subscriptions reached 6 billion lei, but the combined loss ratio exceeded 100%, indicating that claims costs surpass premium income. Insurance companies maintain stable solvency and liquidity indicators, with technical reserves rising by 24%. Brokers continue to dominate the market, handling 68% of total premiums.