Europa nu este asigurată în fața schimbărilor climatice. Cine plătește pentru pagubele provocate de incendiile de vegetație?

Extreme weather events due to climate change are becoming more frequent and destructive in Europe, raising concerns about insurance costs and preparedness. Recent wildfires in France, Spain, and Greece have led to significant economic losses, with estimates for France alone ranging from €10 to €15 billion. The insurance industry is expected to bear most of the financial burden, as government compensation schemes do not cover wildfires. Analysts warn of a growing 'protection gap' where only a fraction of disaster losses are insured. The frequency and severity of these events highlight Europe's inadequate response to climate-related risks, with rising insurance premiums anticipated in high-risk areas.