ETF-uri sau Acțiuni? De ce să alegi când le poți avea pe ambele

Investing in both ETFs and stocks can enhance portfolio diversity. XTB's Investment Plans allow combining both for tailored strategies. Users can automate investments and manage multiple plans for different goals. However, diversification must be carefully considered to avoid overlapping exposures. XTB offers pre-built plans and a 0% commission structure for investments up to €100,000 monthly.