Depozite sau fonduri de investiții? Unde este mai rentabil să-ți ții banii

Many Europeans prefer to keep their savings in bank deposits, but studies suggest that investing in funds or stocks could yield higher returns. If a quarter of the money in deposits had been invested in funds since 2002, household wealth in the Eurozone could be €1.17 trillion higher by 2025. The gap is even larger for stocks, potentially increasing wealth by €2.79 trillion. Despite a strong preference for deposits, there is a shift towards investments, with households allocating more to stocks and funds. Currently, half of savers invest, but risk perception remains a barrier for many. Younger generations are more inclined to invest than older ones.