De la 1 octombrie valoarea IRCC crește, dar ratele creditelor vor rămâne constante. 2027 ar putea aduce reversul medaliei: creșteri sau scăderi de dobânzi? - Economica.net

Starting October 1, the new IRCC will be set at 5.58%, a slight increase from the current 5.56%. This change is not expected to significantly impact credit rates or indicate a market trend. The upcoming S&P rating decision on October 2 could influence future interest rates, with two potential scenarios: one leading to lower rates if political stability and fiscal measures are achieved, and the other resulting in higher rates due to ongoing instability. The IRCC is calculated quarterly based on interbank transactions, and the current rate reflects past market conditions rather than future expectations.